| 8. Minimum Credit Rating |
| 9. Approved Credit Rating Agencies and Minimum Investment Grade Credit Rating |
| 10. Prohibition from accepting demand deposit |
| 11. Period of Public Deposit |
| 12. Ceiling on quantum of deposit |
| 13. Downgrading of Credit Rating |
| 14. Ceiling on the rate of interest |
| 15. Deposits from Non-Resident Indians |
| 16. Payment of brokerage |
| 17. Intimation of maturity of deposits to depositors |
| 18. Renewal of public deposit |
| 19. Payment of interest on overdue public deposits |
| 20. Joint deposit |
| 21. Particulars to be specified in application form soliciting public deposits |
| 22. Advertisement and statement in lieu of advertisement |
| Chapter – V General provisions regarding repayment of public deposit |